5.3K posts analyzed Updated Sep 2026
Averages 176 posts/day, top 1% activity. Most active Wednesdays around 10 AM UTC. Mostly text posts (88%).
r/personalfinance Traffic & Engagement r/personalfinance Traffic & Engagement
Volume and engagement over time Posting volume and engagement over time
Post Format
Upvote Distribution
How upvoted posts perform Only posts with 2+ upvotes. The bands below show how those posts are spread by upvote count.
r/personalfinance Most Active Times When r/personalfinance Is Most Active
Peak posting by day and hour (UTC) When this community posts most, by day and hour (UTC)
Most Active by Day
r/personalfinance Flair Performance r/personalfinance Flair Performance
Upvotes and volume by flair Average upvotes and post volume by flair
| Flair | Posts | Upvotes |
|---|---|---|
| Other | 765 (16.9%) | 24 |
| Investing | 578 (12.8%) | 9 |
| Planning | 432 (9.5%) | 17 |
| Retirement | 420 (9.3%) | 30 |
| Debt | 413 (9.1%) | 18 |
| Budgeting | 344 (7.6%) | 10 |
| Saving | 323 (7.1%) | 14 |
| Auto | 306 (6.8%) | 23 |
| Credit | 232 (5.1%) | 13 |
| Housing | 232 (5.1%) | 32 |
Post Type Breakdown
Share by text, image, or link Share of posts by format: text, image, or link
r/personalfinance Trending Keywords Trending Keywords in r/personalfinance
Ranked by how often they appear Title keywords ranked by how often they appear
| Keyword | Mentions ▼ | Upvotes | Comments |
|---|---|---|---|
| advice | 427 (8.1%) | 6 | 13 |
| money | 361 (6.8%) | 13 | 14 |
| need | 309 (5.8%) | 11 | 16 |
| debt | 303 (5.7%) | 14 | 19 |
| car | 297 (5.6%) | 21 | 40 |
| loan | 273 (5.2%) | 12 | 18 |
| help | 271 (5.1%) | 11 | 16 |
| credit | 256 (4.8%) | 18 | 22 |
| financial | 240 (4.5%) | 18 | 18 |
| savings | 221 (4.2%) | 24 | 22 |
r/personalfinance Mentioned Domains Mentioned Domains in r/personalfinance
Most linked sites Most linked sites in this subreddit
This community doesn't link off-site.
Its posts are text, images, or discussion rather than outbound links.
r/personalfinance Top Posts Top Performing Posts in r/personalfinance
Highest-performing posts Highest-performing posts. Each title links to Reddit.
Previous employer took 401k from paychecks, now found out there is no 401k account, what do I do?
Received an inheritance and husband is getting weird
Insurance can't cover enough to rebuild my house. What happens now?
Deceased relative had 30,000 employee stock options I found in old SEC filings. How do I trace what happened to them?
Should I contribute my whole salary to my 401k?
Why/how is Zelle reversible and non reversible at the same time?
Keep $2,800/month pension or cash out $80k and invest it for 23 years?
Auto loan, why does the dealership want to run my credit?.
Used my HSA for girlfriends dentist bill
Laid off and savings depleted
| Title | Upvotes | Comments | Type | Date |
|---|---|---|---|---|
| Previous employer took 401k from paychecks, now found out there is no 401k account, what do I do? | 3.9K | 713 | text | Sep 24 |
| Received an inheritance and husband is getting weird | 2.8K | 271 | text | Sep 9 |
| Insurance can't cover enough to rebuild my house. What happens now? | 1.7K | 423 | text | Sep 3 |
| Deceased relative had 30,000 employee stock options I found in old SEC filings. How do I trace what happened to them? | 1.6K | 129 | text | Sep 26 |
| Should I contribute my whole salary to my 401k? | 1.4K | 214 | text | Sep 21 |
| Why/how is Zelle reversible and non reversible at the same time? | 1.4K | 291 | text | Sep 12 |
| Keep $2,800/month pension or cash out $80k and invest it for 23 years? | 1.1K | 376 | text | Sep 27 |
| Auto loan, why does the dealership want to run my credit?. | 1.1K | 440 | text | Sep 21 |
| Used my HSA for girlfriends dentist bill | 1.1K | 90 | text | Sep 11 |
| Laid off and savings depleted | 993 | 330 | text | Sep 12 |
r/personalfinance Audience Overlap r/personalfinance Subreddit Overlap & Related Communities
Overlapping audiences Communities with overlapping audiences
r/personalfinance FAQ Frequently Asked Questions About r/personalfinance
What's the best time to post on r/personalfinance?
Based on posting volume, r/personalfinance is most active on Wednesdays around 10 AM UTC. That window has the most community activity, but busier hours also mean more competition for attention.
How active is r/personalfinance?
r/personalfinance averages 176 posts per day and ranks in the top 1% for activity among tracked SFW subreddits.
How many upvotes do posts on r/personalfinance get?
Posts on r/personalfinance average about 17 upvotes this month (net score per post).
What kind of posts does r/personalfinance get most?
On r/personalfinance, most posts are text posts (88%)