1.2K posts analyzed Updated Sep 2026
Averages 41 posts/day, top 5% activity. Most active Wednesdays around 1 PM UTC. Mostly text posts (74%).
r/Debt Traffic & Engagement r/Debt Traffic & Engagement
Volume and engagement over time Posting volume and engagement over time
Post Format
Upvote Distribution
How upvoted posts perform Only posts with 2+ upvotes. The bands below show how those posts are spread by upvote count.
r/Debt Most Active Times When r/Debt Is Most Active
Peak posting by day and hour (UTC) When this community posts most, by day and hour (UTC)
Most Active by Day
r/Debt Flair Performance r/Debt Flair Performance
Upvotes and volume by flair Average upvotes and post volume by flair
| Flair | Posts | Upvotes |
|---|---|---|
| R1: Submission guidelines | 20 (42.6%) | 1 |
| R3: Off-topic or low-quality | 15 (31.9%) | 1 |
| R2: Advertising or soliciting | 7 (14.9%) | 1 |
| R4: Asking for handouts | 5 (10.6%) | 1 |
Post Type Breakdown
Share by text, image, or link Share of posts by format: text, image, or link
r/Debt Trending Keywords Trending Keywords in r/Debt
Ranked by how often they appear Title keywords ranked by how often they appear
| Keyword | Mentions ▼ | Upvotes | Comments |
|---|---|---|---|
| debt | 530 (42.8%) | 4 | 9 |
| credit | 182 (14.7%) | 5 | 9 |
| advice | 129 (10.4%) | 2 | 5 |
| card | 109 (8.8%) | 8 | 11 |
| loan | 104 (8.4%) | 3 | 6 |
| need | 91 (7.3%) | 3 | 8 |
| help | 90 (7.3%) | 2 | 5 |
| off | 61 (4.9%) | 3 | 10 |
| pay | 54 (4.4%) | 3 | 11 |
| bankruptcy | 53 (4.3%) | 5 | 15 |
r/Debt Mentioned Domains Mentioned Domains in r/Debt
Most linked sites Most linked sites in this subreddit
This community doesn't link off-site.
Its posts are text, images, or discussion rather than outbound links.
r/Debt Top Posts Top Performing Posts in r/Debt
Highest-performing posts Highest-performing posts. Each title links to Reddit.
My MIL wants to write me a check
Finished My Debt Management Plan: $37,500 credit card debt paid
$3,000 Flex Loan I took in a time of need is ruining my life.
Credit card balance
Lent a friend a large sum, he missed the deadline and is now ghosting me — what would you do?
My sister owes $18k on a Discover card…
Sometimes people ask on here about what court is like for debt. Having no idea whatsoever what to expect can be scary for some people. I went today, so I decided to share what it was like for me.
Debt Collector Saying Court Order is not an Agreement with Them
29F in 119k unsecured debt, bankruptcy vs. payoff
$40k in debt and I don’t know what to do
| Title | Upvotes | Comments | Type | Date |
|---|---|---|---|---|
| My MIL wants to write me a check | 256 | 212 | text | Sep 24 |
| Finished My Debt Management Plan: $37,500 credit card debt paid | 204 | 22 | text | Sep 21 |
| $3,000 Flex Loan I took in a time of need is ruining my life. | 104 | 136 | text | Sep 30 |
| Credit card balance | 91 | 12 | text | Sep 28 |
| Lent a friend a large sum, he missed the deadline and is now ghosting me — what would you do? | 89 | 364 | text | Sep 14 |
| My sister owes $18k on a Discover card… | 83 | 59 | text | Sep 22 |
| Sometimes people ask on here about what court is like for debt. Having no idea whatsoever what to expect can be scary for some people. I went today, so I decided to share what it was like for me. | 82 | 31 | text | Sep 24 |
| Debt Collector Saying Court Order is not an Agreement with Them | 69 | 38 | text | Sep 1 |
| 29F in 119k unsecured debt, bankruptcy vs. payoff | 67 | 155 | text | Sep 21 |
| $40k in debt and I don’t know what to do | 49 | 83 | text | Sep 1 |
r/Debt Audience Overlap r/Debt Subreddit Overlap & Related Communities
Overlapping audiences Communities with overlapping audiences
r/Debt FAQ Frequently Asked Questions About r/Debt
What's the best time to post on r/Debt?
Based on posting volume, r/Debt is most active on Wednesdays around 1 PM UTC. That window has the most community activity, but busier hours also mean more competition for attention.
How active is r/Debt?
r/Debt averages 41 posts per day and ranks in the top 5% for activity among tracked SFW subreddits.
How many upvotes do posts on r/Debt get?
Posts on r/Debt average about 4 upvotes this month (net score per post).
What kind of posts does r/Debt get most?
On r/Debt, most posts are text posts (74%)