1.3K posts analyzed Updated Jul 2026
Averages 42 posts/day, top 5% activity. Most active Fridays around 12 AM UTC. Mostly text posts (81%).
r/Debt Traffic & Engagement r/Debt Traffic & Engagement
Volume and engagement over time Posting volume and engagement over time
Post Format
Upvote Distribution
How upvoted posts perform Only posts with 2+ upvotes. The bands below show how those posts are spread by upvote count.
r/Debt Most Active Times When r/Debt Is Most Active
Peak posting by day and hour (UTC) When this community posts most, by day and hour (UTC)
Most Active by Day
r/Debt Flair Performance r/Debt Flair Performance
Upvotes and volume by flair Average upvotes and post volume by flair
| Flair | Posts | Upvotes |
|---|---|---|
| R1: Submission guidelines | 18 (31.0%) | 1 |
| M/Approved as new | 11 (19.0%) | 2 |
| R2: Advertising or soliciting | 9 (15.5%) | 1 |
| R3: Off-topic or low-quality | 7 (12.1%) | 84 |
| R9: Relationship or personal advice | 7 (12.1%) | 3 |
| R4: Asking for handouts | 6 (10.3%) | 1 |
Post Type Breakdown
Share by text, image, or link Share of posts by format: text, image, or link
r/Debt Trending Keywords Trending Keywords in r/Debt
Ranked by how often they appear Title keywords ranked by how often they appear
| Keyword | Mentions ▼ | Upvotes | Comments |
|---|---|---|---|
| debt | 561 (43.6%) | 7 | 12 |
| credit | 165 (12.8%) | 6 | 14 |
| advice | 118 (9.2%) | 3 | 8 |
| loan | 107 (8.3%) | 3 | 9 |
| help | 104 (8.1%) | 3 | 9 |
| need | 101 (7.8%) | 3 | 10 |
| card | 94 (7.3%) | 8 | 20 |
| off | 82 (6.4%) | 11 | 10 |
| pay | 79 (6.1%) | 3 | 13 |
| sued | 56 (4.3%) | 15 | 23 |
r/Debt Mentioned Domains Mentioned Domains in r/Debt
Most linked sites Most linked sites in this subreddit
This community doesn't link off-site.
Its posts are text, images, or discussion rather than outbound links.
r/Debt Top Posts Top Performing Posts in r/Debt
Highest-performing posts Highest-performing posts. Each title links to Reddit.
Paid off 21k in cc debt almost a year early once I stopped doing the snowball method everyone said to
Being sued by debt collector? They lost !
88 Year Old with Credit Card Debt
I just added it all up and I’m sick - also told my husband all of it
44M drowning… 1M+ in debt from CC, half a million more in government loans, 90k in personal loans and 120k due and demandable, hard enough making ends meet to sustain may daily subsistence.. How do i navigate myself out of this…
Won case vs midland today! PA
Feel like I ruined my life at 25
Paid off loan, got sued.
Sued by capital one (discover card)
Brother who lived with me died: Debt Collectors are starting to call me. What are my actual obligations? (Illinois)
| Title | Upvotes | Comments | Type | Date |
|---|---|---|---|---|
| Paid off 21k in cc debt almost a year early once I stopped doing the snowball method everyone said to | 575 | 120 | text | Jul 1 |
| Being sued by debt collector? They lost ! | 313 | 193 | text | Jul 18 |
| 88 Year Old with Credit Card Debt | 263 | 386 | text | Jul 5 |
| I just added it all up and I’m sick - also told my husband all of it | 212 | 107 | text | Jul 16 |
| 44M drowning… 1M+ in debt from CC, half a million more in government loans, 90k in personal loans and 120k due and demandable, hard enough making ends meet to sustain may daily subsistence.. How do i navigate myself out of this… | 162 | 114 | text | Jul 26 |
| Won case vs midland today! PA | 119 | 29 | text | Jul 23 |
| Feel like I ruined my life at 25 | 117 | 119 | text | Jul 8 |
| Paid off loan, got sued. | 115 | 35 | text | Jul 20 |
| Sued by capital one (discover card) | 102 | 162 | text | Jul 17 |
| Brother who lived with me died: Debt Collectors are starting to call me. What are my actual obligations? (Illinois) | 102 | 78 | text | Jul 24 |
r/Debt Audience Overlap r/Debt Subreddit Overlap & Related Communities
Overlapping audiences Communities with overlapping audiences
r/Debt FAQ Frequently Asked Questions About r/Debt
What's the best time to post on r/Debt?
Based on posting volume, r/Debt is most active on Fridays around 12 AM UTC. That window has the most community activity, but busier hours also mean more competition for attention.
How active is r/Debt?
r/Debt averages 42 posts per day and ranks in the top 5% for activity among tracked SFW subreddits.
How many upvotes do posts on r/Debt get?
Posts on r/Debt average about 5 upvotes this month (net score per post).
What kind of posts does r/Debt get most?
On r/Debt, most posts are text posts (81%)